How does Payment Gateway Actually Works? What are …

The online world is much in vogue today. From a needle to each household, commercial or any sort of product and services one can get online. Plus, online transactions are trouble-free, transparent and quick, so people love this way of buying products.

But just as other platforms, the online world is also full of risks and frauds too. In this case, merchants are required to take the protection of the customers’ payment details and other info, on a priority basis. For this, payment gateways are the best resort.

Today, I will not explain what payment gateways actually are, as you know it quite well. But how does it work towards safety, and what sort of gateways you could get for payment purposes, you will get all details here.

Types of Indian Payment Gateways

Here are the top five payment gateways of India :

  • PayUmoney

The best payment gateway , PayUmoney is serving lakhs of merchants today. Its award-winning technology is giving a secure ecosystem for payments and gaining the trust of consumers.

  • Instamojo

This is yet another safe way for payments. This fastest platform, Instamojo , is growing every single day and useful for all MSME Indian merchants.

  • MobiKwik

MobiKwik is again best payment gateway that accepts payments from almost all options including popular wallets. It is quite prevalent for its secure dealings.

  • RazorPay

Giving access to each mode of payment, RazorPay process the transactions and payment in the safe mode.

  • CCAvenue

Another best payment gateway , CCAvenue offers payment options crossing the number 200 subsuming 6 credit card options too. It also enables you to serve customers globally as it

supports about 27 major currencies as well, besides bestowing multilingual payment page of 18 languages.

How do payment gateways work?

Well, you are now aware of all the best payment gateways of India. Now, in this next portion, I will clear you regarding how do they process. So, here we go!

Payment gateways are known for its secure transactions that transfer the user payment data from a payment portal viz. a mobile phone or a website to respective bank, i.e. Front end

processor. It securely exchanges info between the merchant and the ultimate customer. Here’s how it works:

#1 On the online purchase website, after checking out from the cart, the consumer places an order of selected items.

#2 The order information is then transferred by the merchant securely to the payment gateway. After that, this transaction is navigated to issuing bank for authentication purposes.

#3 Under the authentication process, the bank will either decline or authorize the transaction done by using bank or card details.

#4 This information is sent by the payment gateway to the merchant.

#5 Then money settlement is done wherein bank transfer it to the payment gateway and after that, payment gateway transfer to the merchant.

So, the entire process is based on authorization, then settlement and afterwards final reporting.


So how was your online experience guys? Now, you are completely aware of how this experience become pleasant and how payment gateways actually work. I hope this write-up

really served its purpose. Still, if you have any queries then do tell us here in below the comment section.

And, don’t forget to share it. For


Why ERP is needed and How EPPS is helping discrete …

From beginning to the end, ERP assists discrete manufacturing along the long litany. So, raising this question, ‘Is ERP required, doesn’t make any sense. But still, many othe manufacturers find themselves in perplex to get ERP or not.
For them all, let me point down here a number of benefits that ERP for small industries and manufacturing units bequeaths. After knowing it, you will surely resort to EPPS quickly, which is beyond any doubt, an utmost requirement of your business. So, here, we go!
Systematized Production Scheduling
The manufacturers do planning and scheduling on excel programs. But to save time and do it in a hassle-free manner, advanced software, like EPPS is a prime requirement. ERP for small industries centralized the entire data to simplify the operations and shear out all bottlenecks.
What does this actually do? This whole system by EPPS saves the valuable time of manufacturer who wastes in doing production scheduling all the time. Now you can put your resources in some other productive works.
Not just this, ERP for manufacturing industries brings flexibility and agility that helps the systems to respond quickly to the programs. Plus, it’s easy for manufacturers to adjust the schedules as per lots and orders.
All in all, it helps you in making long-term & smart decisions which helps you in preventing expensive breakdowns.
Management of Bills of Materials (BOM)
You are probably clear about the importance of the BOM. It helps in quick manufacturing without any delays and costly errors. But handling BOM is not a simple task. The discrete manufacturers have to handle multilevel BOMs.
ERP makes it quite easy. Now discrete manufacturer can order materials from suppliers and can enter product’s BOM. So, it will keep the machinery as well as material at the right place. EPPS helps you manage the BOMs which in turn helps in maintaining the productivity levels high.
A long lasting relationship with the supplier
Not just getting quality material has been important, but maintaining good relations with suppliers is equally important. Quality can only be maintained & obtained from suppliers, so you need to keep healthy relations with them.
Thankfully, EPPS helps in doing so. You can now check whether the supplies equalize the quality or not. You will get assurance about the BOM, inspection levels and quality levels. You will be able to track suppliers’ performance and history, which will further help in selecting the right vendor.
Inventory Resilience
ERP keeps you updated with inventory conditions and make proper utilization of spare inventory. The changing customer demands make it difficult to make proper use of inventory. So in that case, ERP for manufacturing industries helps in adapting to changing situations of demand.
ERP for small industries keeps inventory in control and makes a balance of it in changing circumstances.
Automation Privileges
ERP makes the whole system automated. Earlier the technical specifications were required to get typed manually, which was quite a time consuming plus daunting task. But now ERP has brought automation, which reads specifications easily and directly from documents of engineers. This saves a lot of time, plus, the processing is error free. This helps the whole processing more efficient and gains are fully guaranteed. One more biggest problem conventional systems face is that shop floor personnel needed to go from the work area, check the input units and end at the input terminal. But now, this work tracking can be done with the help of ERP. ERP for manufacturing industries is really a blessing.
Follow Up
ERP is the only way to keep your enemies, viz. quality lapses, errors and bottlenecks aside and make you perfect in discrete manufacturing. Without ERP, the production lines fate remains same, i.e. face continuous pitfalls.
ERP will let you generate and manage the data in a proper way with smooth business processes. It’s surely a smart step. I hope you get your answers now about why should you opt for ERP and How EPPS is helping discrete manufacturing. If so, then don’t forget to share it with your friends. If not, then do share your queries here, we will be pleased you help you out.


The Only Guide You’ll Ever Need to Secure Yo …

What do you think, data in physical form can only get stolen? No, online data is also at the same risk. So, how could you save it from hackers?
Don’t get stressed. Here are some useful tips that you can adopt and shield your site.Follow our ultimate guide to save yourself from hackers:

Follow the top tip- Regular Backups

The very first tip in securing your business is keeping backups. Actually, it’s not actually a way to tackle the hackers, but assuredly it can prove the best precaution in saving you from getting
hacked. Yes, it’s quite dreadful when your website gets hacked, but if you have backups then none can halt you in recovering your position. You can set automated backups and even getting backup
services from outside will not cost you much. Well, I don’t think it’s a bad deal if you can save your whole hard work by paying some pennies, right?

Here are the ways you can halt hacking:

  1. Frequent Software Updates

    Don’t be ignorant in case of software updates. Don’t ever think, you will do it when it’s necessary to do so. Software vulnerability can invite hackers who can easily hack your data. And, make one more thing clear that if one hacker gets into all of your programmings then it would mean hundreds of more hackers will know it easy to hack the data. So, make it your habit to update software and don’t give a single chance to get your site hacked.

  2. Complete Network Security

    Network security must be tight. Keep your computer users under your nose and see if they are providing access routes to site servers. If so, then it would surely become a big trouble for you.
    Then how would you save your site now? Adopt these measures for complete network security:

    1.  Make passwords strong and don’t ever write it down. Make a habit to change it frequently.
    2.  Each device must be scanned for malware while plugging in the network.
    3.  Within a short span of inactivity, logins must get expired.
      Just apply these tricks and secure your site.
  3. Security Applications

    Security applications make it difficult for hackers to get their work done. These are available for free while some are paid as well. It hides CMS identity and makes you stronger to fight
    automated hacking tools.

  4. Web Application Firewall

    Installing a web application firewall is another good remedy you can opt. It becomes a wall in between data connection and your server and checks each & everything that crosses it.
    By paying a meager monthly fee, you can protect the site by installing a firewall. It filters out all the unnecessary traffic and blocks hacking attempts. So, you can adopt this way to save your

So, how do you find these tips? I am sure when you will apply all of these. You will surely secure your site. There are many more ways like use SSL protocol, veil admin pages, etc. But that I
shared above are top ones.
Don’t forget to share it guys!


Why Do it yourself is not the best option for e-co …

It is a common delusion that a professional web development agency is just there to design logos, make web pages and to set the graphics on the right place in the company’s website.

This misconception drives many of the store owners to design their portal at their own and they end up losing lots of potential possibilities to engage with the clients.

There are many e-commerce templates and web builders available on the internet that pave the ways where you can ‘do it yourself’ but in a long run, this can wreck your e-commerce website terribly.

A good-looking, quick loading and easy to navigate web design is the most important ingredient in the success of any e-commerce store, that’s what a professional web designer or an agency can ensure.

Here are the reasons why you should not design an e-commerce platform by yourself and rather hire a professional for this task:

To stay ahead in competition

In the times of fierce competition, the first impression of your e-commerce website should be shaped in a way that gives a friendly experience to your shoppers. A professional designer can ensure your website smiles back and greet cheerfully your visitors.

On the other hand, doing it yourself can ruin this experience losing the customer’s trust and subduing the sales. Also a professional ensures your site structure works well with SEO and rank your store ahead of the competitors.

To make it stand out

There are billions of websites and most of them look pretty the same as they use similar templates available on the internet. Creating a portal at your own makes you dependent on these template library.

Also, the customization options are limited in these templates and web builders. A professional designer can make your site look unique and load quickly in compliance with all the browsers.

To make it user-friendly

Each portal has a different set of requirements, a clumsy site layout will leave your visitors confused or possibly annoyed and that will eventually sink your sales. On the other hand, a neatly designed site with a user-friendly navigation will keep the clients focused.

Because Time is money

Most of the website builder platforms brag to save your time in the web building process but in reality this might leave you tangled in a never-ending page building process.

To wrap it up –

“Doing it yourself” can save you some bucks, but if you want to conquer the market, you have to ensure your site gets designed according to the needs of your target audience.

You might know a little DIY skill but you have to hire a carpenter when it comes to assembling furniture for your dream home, just like that you should hire a professional if you want to launch and run your e-commerce store successfully.

After reading all these reasons behind hiring a professional, if you agree with this perspective hit the share button so that your friends do not fall into the trap of self-conceit


How to choose the best e-commerce hosting – …

The e-commerce market is steadily on the rise since its arrival. According to the recent reports, online sales have escalated up by nearly 18% and it is inevitable to rise more in the future.
Building an e-commerce site might seem easy at the first glance, but choosing the right hosting plan a bit tough & technical process.
There is no such thing as – best e-commerce hosting but you can compare the different plans & platforms to evaluate what is the right one according to your needs. There are tons of choices available but how do you know you’re picking the right hosting plan for your site?
Here, in this article, we have outlined some vital things that you should consider while choosing the best e-commerce hosting or platform for your brand:
Pricing and Payment:
Whether you are a small business or a big one, you need to know what will be your setup and running cost. There might be some plans that look cheaper at first, but their operational cost might be huge.
The key to choose a right plan is when you compare the pros and cons of different hosting services, do not ignore your own requirements.
The estimated traffic:
If there is a huge traffic of consumers to deal with, an e-commerce site requires a huge bundle of system resources. In such a case, you might have to buy a VPS hosting for your business.
On the other hand, if your site features a small range of products, a shared hosting plan would be enough to run your site. Also for the long run, your hosting plan should have the capability to deal with rising traffic as your business grows.
User friendliness:
Handling an e-commerce site is a bit more difficult than a blog or any other average site.
As you will have to make frequent updates, the control panel should have a custom interface, easily accessible and a simple-to-use administrative dashboard to save your precious time.
Security Matters:
One might consider cheaper plans that negotiate with traffic handling, bandwidth, customization option, but no user would want to compromise with their security.
Make sure your hosting plan supports the latest security protocols (SSL certification) for safer checkout for your customers keeping their credit card information securely encrypted in the best possible way.
Integration & Compliance:
Your hosting plan must be compliant with the customization tools, payment gateways, sales/taxes counter tools, rewards/contest forms and shipping assistant tools etc.
So, to wrap it up-
The e-commerce hosting plan you are considering should be more than saving some bucks. Make sure to pick a hosting that not only satisfies your requirements today but will continue to do so as your brand grows in coming times.
Does your hosting plan meet all the important things mentioned in this checklist? Tell your views and experiences in the comment section below and do not forget to hit the share button so that others do not fall in the trap of big advertisement promises of hosting companies